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Conventional Loans

A conventional loan is any mortgage which is not guaranteed or insured by the federal government (Veterans Administration (VA) or the Federal Housing Administration(FHA)).

Conventional loans may be "conforming" and "non-conforming". Conforming loans follow the terms and conditions set by Fannie Mae and Freddie Mac. Nonconforming loans don't meet Fannie Mae or Freddie Mac qualifications, but are also considered conventional.

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